Debbie Whiting

Managing Director
Accountant, Financial Planner, Mortgage Broker, and Business Consultant.

BCom, FCA, FCPA, CAFPS, CTA, CPA(FPS), SSA, DipFS (Fin/Mort Broking Management)

djwhiting@utopiafp.com

Subiaco:
Monday, Wednesday, Friday

Rockingham:
Tuesday, Thursday

I completed a Bachelor of Commerce in 1980 at UWA. I became a Chartered Accountant back in 1983 and have been a superannuation and estate planning specialist since 1984, where I ran the SMSF division of Ernst and Whinney (now EY). That role also saw me work closely in investing in shares, bonds and the first managed funds in Australia.

After leaving EY in 1987 I founded Whiting’s Chartered Accountants and Whiting’s Financial Services based on providing specialist tax, SMSF and business advice. I obtained a Securities Dealers Licence in 1994.

After the partnership was dissolved in 2003, I established Utopia Financial Services Group which continued to provide tax, SMSF and business advice to which I added provided mortgage broking advice.

For the name, Utopia, I drew inspiration from my wonderful, carefree, University days at St Thomas More College, a university college affiliated with UWA. Thomas More, the “Man for all seasons,” has been my inspiration – he showed ultimate courage, intellect and integrity under the most pressured of situations and ultimately died for his convictions.  Having built a business from a desk in the corner, I understand the risks and pressures small businesses face and the need to adapt and change whilst maintaining courage under fire.

Today, we face different challenges, but strength, intellect, courage and integrity are still key hallmarks required for success and they do not become out of fashion.  The Utopia model seeks to set a target and, using a lot of skill, help a client achieve their financial Utopia based on astute investments, rigorous understanding of the international and domestic geo political and economic landscapes and a clarity of process to protect and build wealth. We have changed our name and brand in 2018 to Utopia Financial Partners reflecting our collaborative approach with our clients and key stakeholders.

I am committed to long term training and expect the same from my team. I just completed my 3 year MBA. My staff are multi trained as Chartered Accountants in accounting, SMSF, investment and business advice. We are never complacent and we understand that to respect our partnership with you we need to continually strive to stay ahead of our competitors with our internal and external research and study.

I’ve raised three children through tertiary studies in Medicine, Law and Science on my own. I understand the pressures on your finances when you are running a family and also are trying to save for a comfortable retirement. John Lennon famously said that “life is what happens to you while you’re busy making other plans”. It is important to enjoy and appreciate the journey as well as the destination. Our solutions are real and won’t leave you starved of cash so that you have no life.

When I am not working, I am a hockey tragic and I play for Hale Hockey Club (nickname Sea Gull) and have represented WA in Masters many times. A highlight was my gold medal in 2017 for top goal scorer in Australian Over 55s.

I love to travel and enjoy good restaurants and a night at the movies.

Joanne Sim

Tax Manager
Accountant, Financial Planner

BCom, CPA, Dip. Financial Planning

jsim@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Appointments available on request

I have dedicated more than 10 years of my professional life to Utopia since graduating in 2007 from the University of Western Australia as a graduate accountant. I am a CPA.

I have recently completed my Diploma of Financial Planning and SMSF and decided to continue with my Advanced Diploma of Financial Planning. I really look forward to continue providing useful personal, business and financial advice to my clients and help them achieve their financial goals in life.

Outside of work, I love cycling, baking and spending time with my friends and family. In addition to that, I have a beautiful daughter to keep me busy.

Vicki Harris

Paraplanner Manager

BEng, MSc(Eng)

vharris@utopiafp.com

Subiaco:
Monday, Wednesday, Friday

Rockingham:
Monday – Friday

I have worked globally using my degrees in Chemical Engineering BEng and Process Safety MSc(Eng).  My areas of expertise as Paraplanner Manager include project management and implementing business processes.

My hobbies include participation in sporting activities – excelling in hockey and squash.   When spectating, I am an avid fan of English sporting teams notably Manchester United, the English Rugby Union & Cricket teams, along with the Perth Scorchers

Bradley Motteram

Customer Service Officer
Accountant, Paraplanner

BCom

bmotteram@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Appointments available on request

I started working at Utopia as an accountant in January 2016 after completing my double major in Accounting and Finance at Curtin University. At the beginning of 2018 I transferred seamlessly to our financial planning division to enable me to gain my Financial Planning license whilst completing my Chartered Accounting qualification. It has been a stimulating challenge to work across both areas of Utopia and enabled me to gain a deeper understanding of how the two professions integrate.

I am a keen traveller with a goal to visit every continent in the world and when I’m not working or planning my next adventure, I love to watch and play a range of sports. A perfect day for me ranges from a sunny day at the beach with my dog to a fine dining experience at one of my favourite Margaret River Wineries.

Nancy Liu

Senior Manager,
Accountant

BSc, MProfAcct, CPA

nliu@utopiafp.com

Subiaco:
Monday, Tuesday, Thursday, Friday

Rockingham:
Alternate Wednesdays

I have more than 17 years’ experience in providing taxation and business services solutions to clients across a range of industry sectors. As the head of the Accounting Division at Utopia, I ensure the accounting team to use updated knowledge to make their greatest contribution to help clients growing their businesses and achieving their financial goals.
I specialize in helping clients of all sizes on income tax, capital gains tax matters, goods and services tax, tax effective business structuring. Over the years I have built a great rapport with clients and enjoy working closely with them to ensure they have the skills to manage their businesses on an ongoing basis.

I hold a Master’s Degree in Professional Accounting and am a qualified CPA. I am a registered tax agent.

Outside of work, my family and a big circle of friends are keeping me entertained. I enjoy travel with my family as well as friends around the world.

Enien Teo

SMSF, Tax & Small Business Manager
Accountant

BCom, Grad.Dip.Mktg, CPA

eteo@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Alternate Wednesdays

After graduating from Curtin with an Accounting degree, I dabbled in Marketing by doing a postgraduate diploma. The Marketing diploma hasn’t improved my selling skills (and hasn’t helped me understand salespeople’s persistence after you have said “No” a few times), but the accounting degree has come in handy.

I started out working as a bookkeeper for a local cruise company, all the while never going on any of their available cruises. I then went on to work in government at the Department of Sport and Recreation. When the pace got too slow for me, I decided to join Utopia and it hasn’t been slow since.

Outside of my work life, my two monkeys, I mean kids, keep me busy and on the go. When I eventually get some time to myself, I enjoy reading, travelling, cooking and baking whilst slapping hands away from the baking spoon

Travis Buck

Tax, Business & SMSF Manager
Accountant, IT

BCom, CA

tbuck@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Appointments available on request

I graduated from the University of Western Australia with a Bachelor of Commerce in 2010 and joined the Utopia team shortly thereafter. While working at Utopia I entered and completed the Chartered Accountant program and I am now also qualified as a Chartered Accountant.

When I can tear myself away from my beloved spreadsheets, my hobbies include mountain bikes and board games.

Tehani Jayasekera

SMSF, Tax & SME Assistant Manager
Accountant

BCom, CA

tjayasekera@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Alternate Fridays

I joined the Utopia team in January 2013 after graduating from UWA with a Bachelor of Commerce.  I majored in Finance and Accounting and

I have a minor in Business Law. I am also a Chartered Accountant.

Outside of work, I love to let my creative side loose through drawing and painting. I also enjoy spending time at the beach, reading, travelling and being with my close ones

Nicholas Raso

Senior SMSF, Tax & SME Accountant
Accountant

BCom, CA

nraso@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Alternate Tuesdays

I joined Utopia as a graduate at the beginning of 2014 after completing my commerce degree at the University of Western Australia, majoring in Financial Accounting and Corporate Finance. While working at Utopia I have completed the Chartered Accountants program and am now a qualified Chartered Accountant.

Away from the office I enjoy spending time with mates, travelling and supporting the West Coast Eagles.

Emanuel Graziani

SMSF, Tax & SME Accountant
Accountant

BCom, CA

egraziani@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Alternate Tuesdays

I joined Utopia in 2015 after completing a Bachelor of Commerce at UWA. I have completed my postgraduate studies and I am a Chartered Accountant. My experience is focused on preparation of financial statements and tax returns for a range of entities including partnerships, trusts, companies and SMSFs.

My wife and I have recently had a beautiful little girl, a very surreal moment, and one of the most special events of my life so far.

I enjoy reading, sport and helping friends and family.

Vivian Wu

SMSF, Tax & SME Accountant
Accountant

BCom

vwu@utopiafp.com

Subiaco:
Monday – Friday

Rockingham:
Alternate Fridays

After graduating from UWA with a Bachelor of Commerce majoring in Accounting and Finance in July 2015, I joined Utopia as a graduate.

I am currently working towards becoming a Chartered Accountant and am looking forward to completing the CA program soon.

Outside of work, I enjoy spending time with my friends and travelling around to look for places with amazing views and natural beauty.

Apart from that, my hobbies also include playing badminton, reading, listening to music and playing piano.

Angela Fritzsch

Accountant

CA

afritzsch@utopiafp.com

Rockingham:
Monday, Tuesday, Wednesday

My Name is Angela Fritzsch and I have been a Chartered Accountant for many years now.  I commenced Integra Tax & Accounting in Rockingham in 2005 and in 2018 merged with Utopia.

I really enjoy getting to know my clients, not only their finances but what their goals are and what’s important to them.  That way I can better advise them on Business, Structuring, Tax Planning and minimisation, and seeing if we, together, can make their journey a smoother one into prosperity.

Personally, I love to travel.  I have 2 grown up boys who can look after my cats whenever my husband and I need to run away in our caravan.  I’ve lived in Melbourne, Kalgoorlie, Karratha and Darwin and currently Perth.

Ray Nixon

Business Accountant

BBus

rnixon@utopiafp.com

Rockingham:
Monday – Friday

I started my working life as a jack of all trades and master of none. My understanding wife agreed to me having two years off work to study and change my vocation to accounting. Starting work in a public accounting firm in 2010. 2013 to 2015 saw me in fulltime work supporting a family and completing my degree in business.

My love for learning and research has led me towards working with passionate business people in improving the growth and sustainability of their businesses. I find it very rewarding to be able to provide financial advice in a way people can understand. I like empowering people and helping them to make decisions that lead to positive outcomes.

“I encourage business owners and guide them in new areas of innovation to help their processes and systems run smoothly.”

I am married and a father to four boys, we have a dog, small parrot named Geoff that lays eggs, a bearded dragon and a number of chooks. I enjoy time with immediate and extended family and when not travelling over the country side with the kids sport we find time to take the boat out on the river or estuary and go fishing, crabbing or just getting out and about.

Cate Duthie

Bookkeeper and Administration Assistant

DipMgt, CertIV Bookkeeping & Acctg

cduthie@utopiafp.com

Subiaco:
Monday – Friday

I joined Utopia in November 2017 as the Bookkeeper and enjoy working for this professional company. I currently hold a Diploma of Management and Certificate IV in Bookkeeping and Accounting and plan to continue my studies in this area.

I live in the wine growing area of the Swan Valley which is very beautiful and I do enjoy a glass or two of the fine beverages produced by the local vineyards. I enjoy doing a bit of travelling when I can, around WA and Australia and would very much like to sample some of the fine wines in Spain one day.

Kaileigh Shiner

Mortgage Broker
Mortgage/Finance Broker

Diploma of Finance & Mortgage Broking Management

kshiner@utopiafp.com

Subiaco:
Monday

Rockingham:
Tuesday

Remote Office:
Wednesday

Thursday and Friday appointments available on request

I joined Utopia in January 2015 after working in the retail division of one of the Big 4 banks. Since joining Utopia I have completed a Diploma of Finance and Mortgage Broking Management. I enjoy my role helping our clients acquire their financing needs and sourcing the perfect tailored finance solution.

Outside of work I enjoy spending time with my family and friends. Recently my husband and I welcomed a beautiful baby boy into our world and we are loving every minute of watching him grow.

Melinda Borcich

Receptionist & Mortgage Broking Assistant

mborcich@utopiafp.com

Subiaco:
Monday – Friday

I joined the Utopia team in February 2017 as the receptionist. Recently I have taken on a new role as Mortgage Broker Assistant.

When I’m not in the office I like to catch up with friends, go for a bike ride and hang out at the beach.

Victoria Richardson

Administration Assistant

BBehSc.

vrichardson@utopiafp.com

Subiaco:
Monday – Friday

I have just graduated with a Bachelor of Behavioural Science, and am currently studying a Master of Counselling at the University of Notre Dame.

Outside of work, I enjoy cooking, swimming, kayaking, spending time with friends and my German Shepherd, and volunteering my time with various organisations such as Courage to Care.

Chelsea Bilsborow

Client Success Manager

CertIV Bus.

cbilsborow@utopiafp.com

Rockingham:
Monday – Thursday

I entered the working world as a work experience kid at Integra Tax and Accounting, making my way in to a full time position as the Client Success Manager. From the merge of Integra and Utopia in 2018, I am now working as the Administrative Assistant of the Rockingham office. As an Administrative Assistant, I work alongside our accountants, assisting with administration, organisation, workflow management and office managerial duties. I am very much a perfectionist, so I love to be organised and believe in going the extra mile to ensure every client experience with our company is of a high standard. I love greeting our friendly clients and getting to know everyone who comes in, building long lasting relationships.

Currently, I am studying my Diploma of Business and Diploma of Leadership and Management.

When I am not working or studying, I love to catch up with family, binge watching my shows or getting out of the house for meals, shopping, exercise or 4wding.

Consulting

Financial Advisory

Tax & Accounting

Mortgage Broking