Debbie Whiting

Managing Director
Accountant, Financial Planner, Mortgage Broker, and Business Consultant.

BCom, FCA, FCPA, CAFPS, CTA, CPA(FPS), SSA, DipFS (Fin/Mort Broking Management)

Monday, Wednesday, Friday

Tuesday, Thursday

I completed a Bachelor of Commerce in 1980 at UWA. I became a Chartered Accountant back in 1983 and have been a superannuation and estate planning specialist since 1984, where I ran the SMSF division of Ernst and Whinney (now EY). That role also saw me work closely in investing in shares, bonds and the first managed funds in Australia.

After leaving EY in 1987 I founded Whiting’s Chartered Accountants and Whiting’s Financial Services based on providing specialist tax, SMSF and business advice. I obtained a Securities Dealers Licence in 1994.

After the partnership was dissolved in 2003, I established Utopia Financial Services Group which continued to provide tax, SMSF and business advice to which I added mortgage broking advice.

For the name, Utopia, I drew inspiration from my wonderful, carefree, University days at St Thomas More College, a university college affiliated with UWA. Thomas More, the “Man for all seasons,” has been my inspiration – he showed ultimate courage, intellect and integrity under the most pressured of situations and ultimately died for his convictions.  Having built a business from a desk in the corner, I understand the risks and pressures small businesses face and the need to adapt and change whilst maintaining courage under fire.

Today, we face different challenges, but strength, intellect, courage and integrity are still key hallmarks required for success and they do not become out of fashion.  The Utopia model seeks to set a target and, using a lot of skill, help a client achieve their financial Utopia based on astute investments, rigorous understanding of the international and domestic geo-political and economic landscapes and a clarity of process to protect and build wealth. We have changed our name and brand in 2018 to Utopia Financial Partners reflecting our collaborative approach with our clients and key stakeholders.

I am committed to long term training and expect the same from my team. I just completed my 3 year MBA. My staff are multi trained as Chartered Accountants in accounting, SMSF, investment and business advice. We are never complacent and we understand that to respect our partnership with you we need to continually strive to stay ahead of our competitors with our internal and external research and study.

I’ve raised three children through tertiary studies in Medicine, Law and Science on my own. I understand the pressures on your finances when you are running a family and also are trying to save for a comfortable retirement. John Lennon famously said that “life is what happens to you while you’re busy making other plans”. It is important to enjoy and appreciate the journey as well as the destination. Our solutions are real and won’t leave you starved of cash so that you have no life.

When I am not working, I am a hockey tragic and I play for Hale Hockey Club (nickname Sea Gull) and have represented WA in Masters many times. A highlight was my gold medal in 2017 for top goal scorer in Australian Over 55s.

I love to travel and enjoy good restaurants and a night at the movies.

Nancy Liu

Senior Manager,

BSc, MProfAcct, CPA

Monday, Tuesday, Thursday, Friday


I have more than 17 years’ experience in providing taxation and business services solutions to clients across a range of industry sectors. As the head of the Accounting Division at Utopia, I ensure the accounting team to use updated knowledge to make their greatest contribution to help clients growing their businesses and achieving their financial goals.
I specialize in helping clients of all sizes on income tax, capital gains tax matters, goods and services tax, tax effective business structuring. Over the years I have built a great rapport with clients and enjoy working closely with them to ensure they have the skills to manage their businesses on an ongoing basis.

I hold a Master’s Degree in Professional Accounting and am a qualified CPA. I am a registered tax agent.

Outside of work, my family and a big circle of friends are keeping me entertained. I enjoy travel with my family as well as friends around the world.

Enien Teo

SMSF, Tax & Small Business Manager

BCom, Grad.Dip.Mktg, CPA

Monday – Friday

After graduating from Curtin with an Accounting degree, I dabbled in Marketing by doing a postgraduate diploma. The Marketing diploma hasn’t improved my selling skills (and hasn’t helped me understand salespeople’s persistence after you have said “No” a few times), but the accounting degree has come in handy.

I started out working as a bookkeeper for a local cruise company, all the while never going on any of their available cruises. I then went on to work in government at the Department of Sport and Recreation. When the pace got too slow for me, I decided to join Utopia and it hasn’t been slow since.

Outside of my work life, my two monkeys, I mean kids, keep me busy and on the go. When I eventually get some time to myself, I enjoy reading, travelling, cooking and baking whilst slapping hands away from the baking spoon

Joanne Sim

Tax Manager
Accountant, Financial Planner

BCom, CPA, Dip. Financial Planning

Monday – Friday

Appointments available on request

I have dedicated more than 10 years of my professional life to Utopia since graduating in 2007 from the University of Western Australia as a graduate accountant. I am a CPA.

I have recently completed my Diploma of Financial Planning and SMSF and decided to continue with my Advanced Diploma of Financial Planning. I really look forward to continue providing useful personal, business and financial advice to my clients and help them achieve their financial goals in life.

Outside of work, I love cycling, baking and spending time with my friends and family. In addition to that, I have a beautiful daughter to keep me busy.

Travis Buck

Tax, Business & SMSF Manager
Accountant, IT

BCom, CA

Monday – Friday

Appointments available on request

I graduated from the University of Western Australia with a Bachelor of Commerce in 2010 and joined the Utopia team shortly thereafter. While working at Utopia I entered and completed the Chartered Accountant program and I am now also qualified as a Chartered Accountant.

When I can tear myself away from my beloved spreadsheets, my hobbies include mountain bikes and board games.

Vivian Wu

SMSF, Tax & SME Accountant

BCom, CA

Monday – Friday

Alternate Mondays

After graduating from UWA with a Bachelor of Commerce majoring in Accounting and Finance in July 2015, I joined Utopia as a graduate.

I am a Chartered Accountant having recently completed the CA program.

Outside of work, I enjoy spending time with my friends and travelling around to look for places with amazing views and natural beauty.

Apart from that, my hobbies also include playing badminton, reading, listening to music and playing piano.

Ray Nixon

Business Accountant


Monday – Friday

I started my working life as a jack of all trades and master of none. My understanding wife agreed to me having two years off work to study and change my vocation to accounting. Starting work in a public accounting firm in 2010. 2013 to 2015 saw me in fulltime work supporting a family and completing my degree in business.

My love for learning and research has led me towards working with passionate business people in improving the growth and sustainability of their businesses. I find it very rewarding to be able to provide financial advice in a way people can understand. I like empowering people and helping them to make decisions that lead to positive outcomes.

“I encourage business owners and guide them in new areas of innovation to help their processes and systems run smoothly.”

I am married and a father to four boys, we have a dog, small parrot named Geoff that lays eggs, a bearded dragon and a number of chooks. I enjoy time with immediate and extended family and when not travelling over the country side with the kids sport we find time to take the boat out on the river or estuary and go fishing, crabbing or just getting out and about.

Kaileigh Shiner

Mortgage Broker
Mortgage/Finance Broker

Diploma of Finance & Mortgage Broking Management


Remote Office:
Tuesday and Wednesday

I joined Utopia in January 2015 after working in the retail division of one of the Big 4 banks. Since joining Utopia I have completed a Diploma of Finance and Mortgage Broking Management. I enjoy my role helping our clients acquire their financing needs and sourcing the perfect tailored finance solution.


I am currently on maternity leave until July 2020, enjoying welcoming a new addition to our family. Outside of work I enjoy spending time with my family and friends..

Edwin Jestin

Graduate Accountant




Monday to Friday, Subiaco on request.

I recently joined Utopia Tax & Accounting’s Rockingham office as a graduate, after completing a double degree in Law and Commerce (majoring in accounting). I like numbers more, so I decided to stick with accounting. Soon, I hope to commence the Chartered Accountants program.


Outside of work, I enjoy watching a variety of sports including football, AFL, cricket, tennis and much more. I also enjoy travelling, eating and spending time outdoors

Jacquelyn Lee

Graduate Accountant

MProf Acct

Monday – Friday

I have recently joined utopia as a graduate accountant after completing my Master’s Degree in Professional Accounting. Soon, I will commence the CA program.


Outside of work, I enjoy cooking, swimming, playing badminton and listening music. Apart from that I love travelling around to explore different cultures and look for places with good food.

Victoria Richardson

Personal Assistant to Director


Monday – Friday

I have just graduated with a Bachelor of Behavioural Science, and am currently studying a Master of Counselling at the University of Notre Dame. I have been wish Utopia since 2010, starting as an administrative assistant, covering reception, before being given the role of Personal Assistant to Debbie Whiting, our Managing Director.

Outside of work, I enjoy cooking, swimming, hiking, kayaking, spending time with friends and my German Shepherd, and volunteering my time with various organisations such as Courage to Care.

Melinda Borcich

Receptionist & Mortgage Broking Assistant

Monday – Friday

I joined the Utopia team in February 2017 as the receptionist. Recently I have taken on a new role as Mortgage Broker Assistant.

When I’m not in the office I like to catch up with friends, go for a bike ride and hang out at the beach.

Lorraine McQueen

Monday – Friday

I have just recently joined the Utopia team here at Rockingham as their new Receptionist.

I work alongside our accountants, assisting with administration and office duties. I am very much a people person and I am happiest when I am chatting and getting to know people. I am a very organised individual with a high standard and years of experience in the customer service industry. I like to make sure every client has the best experience we can give them.

Outside of work, I have two teenage boys who keep me busy, travelling all over the state for Sport.

We are a Soccer (Football) obsessed family and support Glasgow Rangers and Perth Glory where we are members.

I currently play in an over 35s Woman’s Social Futsal League. We are not very good, but we have a laugh.

Vicki Harris

Paraplanner Manager

BEng, MSc(Eng)

Monday – Friday

I have worked globally using my degrees in Chemical Engineering BEng and Process Safety MSc(Eng).  My areas of expertise as Paraplanner Manager include project management and implementing business processes.

My hobbies include participation in sporting activities – excelling in hockey and squash.   When spectating, I am an avid fan of English sporting teams notably Manchester United, the English Rugby Union & Cricket teams, along with the Perth Scorchers

Angelyn Kinang

Financial Advisory Assistant


Monday – Friday

I just recently joined the Utopia Financial Advisory team in Subiaco. I have a bachelor’s degree in applied mathematics and have worked with multinational investment banks for almost 10 years. I always look forward working with our clients to achieve their financial goals. I plan to study further and get a Diploma in Financial Planning.

Outside of work, I enjoy going out with friends and family. I also love spending some quite time at home doing yoga, reading or planning my dream holiday. I love learning new things. I’m currently obsessed with my sewing machine


Financial Advisory

Tax & Accounting

Mortgage Broking