Even the best wealth creation strategies can be ruined if they’re not supported by a back-up plan. Building your financial strategy without adequate protection is like building a house without laying foundations. We therefore will work with you to assess your needs and provide the most appropriate cover.

Risk Assessment

We work with the latest software to evaluate the risks of taking up an insurance policy, and to develop a policy that suits your needs.

Life Insurance

Life insurance pays out a lump sum in the event of insured person’s death, or upon diagnosis on a terminal illness where death is likely within 12 months. Life insurance helps your loved ones to cover debts and living expenses during the time when they need it most.

TPD Insurance

Total Permanent Disability insurance provides cover if the insured person becomes totally and permanently disabled. This is usually when you cannot work again in any occupation, or you cannot work in your usual occupation. TPD insurance cover helps to ease the financial stress caused by the disability, by helping cover the costs of rehabilitation, debt repayments, and the future cost of living.

Trauma Insurance

Insurance cover for if you are diagnosed with a specified illness or injury, causing significant impact on a person’s life. Trauma insurance pays a set amount to help with the costs of medical care, ongoing therapy costs, and debt repayments.

Income Protection Insurance

Replaces the income that is lost through your inability to work due to injury or illness. Each income protection policy has a different definition of disability, as well as range of benefits. Many insurers cover up to 75% of your gross wages for a maximum time period.

Optimal Tax Structuring

We work with you to optimise the deductibility of insurance premiums for tax purposes.

Consulting

Financial Advisory

Tax & Accounting

Mortgage Broking