Utopia Mortgage Broking is affiliated with over 20 banks and lending institutions. We can analyse the relevant loans on offer and compare them for you in seconds.

Our Mortgage Broking team can:

  • Compare your current finance package against a tailored solution sourced by one of our mortgage brokers
  • Establish offset accounts and split loans to minimise the loan repayment timeframe your loan term, which can potentially reduce your total interest payments.
  • Ensure tax efficiency in all loan restructures.
  • Explain the various loan types and options, and tailor a solution for your financial circumstances.
  • Determine your loan repayment
  • Secure your pre-approval
  • Manage the timeline of your loan approvals and settlement dates
  • Liaise with all parties involved, including your real estate agent, conveyancer and any legal representatives.
  • Manage your loan post settlement to ensure you loan package remains tailored to your financial needs.

Refinancing

So many mortgage holders get complacent in their loans, and don’t realise when their current loans are no longer right for their financial situation.

Let our team review your situation to see if we can recommend a tailored loan offer which will work hard for you. There is nothing to lose, but a lot to gain by undertaking a complimentary refinancing assessment.

First Time Home Buyers

At Utopia Financial Partners, we understand how confusing it is to find and purchase your first home. Our Mortgage Brokers make this process simple by cutting through the jargon to help you make informed decisions about your purchase and loan. We can help you understand if you qualify for the First Home Owners Grant and Stamp Duty Concession. We’ll even help fill in the paperwork to access the grant.

Contact us today to see how we can help get you into your first home

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